Emergency Regulation to Protect Nevadans from Increased Medical and Prescription Costs Related to COVID-19


For the Department of Business and Industry, Division of Insurance

Brief description of action: Emergency regulation to amend NAC 687B.  As COVID-19 continues to spread throughout the world, it is essential that the Nevada Community take preventive measure stop the spread of the virus in Nevada.  The Division of Insurance ("Division") has determined that testing for COVID-19 may create a situation where Nevadans put off seeking medical services to determine if they have the virus due to costs they would incur for such medical services.  Additionally, the Division believes having health insurers share useful information about benefits and options for medical services would help consumers and providers.  Finally, the Division seeks to ensure Nevadans are able to continue getting their needed prescriptions at their normal costs despite disruptions to supplies in prescriptions.

    Authority citation other than 233B:

    NRS 679B.130, NRS 233B.0613

      The contents of the letter from Barbara D. Richardson, Commissioner of Insurance to Governor Steve Sisolak:

        STATEMENT OF EMERGENCY 
        Pursuant to NRS 233B.0612.1

          March 5, 2020

            The Honorable Steve Sisolak
            Governor of the State of Nevada
            Executive Chambers
            101 N. Carson Street, Suite 1
            Carson City, Nevada 89701

            RE: Emergency Regulation Concerning COVID-19 and Insurance

            Dear Governor Sisolak:

            As the chief officer of the Division of Insurance, I have determined that an immediate need exists for an emergency regulation based on insurance coverage of medical services related to testing Nevadans for COVID-19. Therefore, I present this Statement of Emergency for your endorsement as required by NRS 233B.0613.                                 

            As COVID-19 continues to spread throughout the world, it is essential that the Nevada community take preventive measures to stop the spread of the virus in Nevada. The Division of Insurance ("Division") has determined that testing for COVID-19 may create a situation where Nevadans put off seeking medical services to determine if they have the virus due to costs they would incur for such medical services. Additionally, the Division believes having health insurers share useful information about benefits and options for medical services would help consumers and providers. Finally, the Division seeks to ensure Nevadans are able to continue getting their needed prescriptions at their normal costs despite disruptions to supplies in prescriptions.

            This emergency regulation will ensure that Nevadans covered by policies of health insurance regulated by the Division are able to obtain medical services related to COVID-19 without concern for cost, and to continue obtaining prescriptions despite shortages in supplies.

            As this emergency regulation is necessary to provide immediate benefits to Nevadans, your endorsement is requested. Thank you for your consideration and assistance in this important matter.

            Very truly yours,
            Barbara D. Richardson
            Commissioner of Insurance

              Enclosures: Emergency Regulation
                Informational Statement Pursuant to NRS 233B.066.1(a), (g)--(k),-.2

                cc: Terry Reynolds, Director, Department of Business & Industry
                  Kyle George, General Counsel, Office of the Governor
                  Alison Combs, Policy Director, Office of the Governor
                  Legislative Counsel Bureau
                  Administrator, State Library and Archives
                  Nick Stosic, Deputy Insurance Commissioner
                  Mark Garratt, Chief Insurance Examiner, Product Compliance Section

                  Emergency Regulation Signed by the Governor

                  • Effective Date: 03/05/2020
                  • Expiration Date: 07/03/2020

                  Other Dates

                  • Notice date: N/A
                  • Hearing date:
                  • Date of Adoption by Agency:

                  Attachments